Morning coffee on the screened lanai, the heated pool glowing beside you, and the boat waiting on its lift a few steps away: that’s everyday life at this 3-bedroom, 2-bath single-story pool home on a corner lot in Punta Gorda Isles. The saltwater canal out back offers Gulf access with just one fixed bridge between your dock and open water, which is less than 15 minutes away.

Inside, an open floor plan flows from the living and dining combo into the kitchen, where stone counters give you room to spread out a meal and a separate dinette handles quick breakfasts and casual lunches. All appliances stay, including the washer and dryer. Ceramic and porcelain tile runs underfoot, plantation shutters let you dial in the Florida light, and new ceiling fans keep air moving from room to room. The split bedroom plan sets the primary suite apart on its own side of the home, with California Closets keeping the wardrobe organized and a private en-suite bath, while the other two bedrooms sit across the house for added privacy.

The backyard is built around the water. The heated gunite pool has been resurfaced and refreshed with new decking, a new pump, and a new screened enclosure, and the covered, screened lanai runs along the back of the house for shaded dining and evenings watching the canal. A fenced yard adds a layer of privacy on the corner lot. At the waterline, about 40 feet of concrete seawall anchors a dock with a 10,000 lb boat lift, so a day fishing Charlotte Harbor or cruising toward the Gulf starts right from your own backyard.

The practical side is covered too: a metal roof, a whole-home tankless water heater for on-demand hot water, a RainSoft water system that conveys with the home, and generator hookups already in place on the side of the house. The attached side-entry 2-car garage keeps the front of the home clean and leaves room for vehicles, tools, and fishing gear.

There’s no mandatory HOA here, just an optional PGI civic association for about $100 per year. Historic downtown Punta Gorda is minutes away, with its waterfront dining and walkable streets. The Harborwalk, a path of more than two miles along Charlotte Harbor and the Peace River, links Laishley Park, with its marina, fishing pier, and event lawn, to Gilchrist Park, with its long fishing pier, tennis and basketball courts, and wide-open harbor views, before ending at Fishermen’s Village, a waterfront collection of shops, restaurants, and a full-service marina set on a pier dating to 1928. Punta Gorda Airport and I-75 are a short drive away for easy travel. Schools include Sallie Jones Elementary, Punta Gorda Middle, and Charlotte High (buyer to verify assignment). Cash, conventional, FHA, and VA financing are welcome.

Updated waterfront pool homes with Gulf access and no mandatory HOA don’t come along often in Punta Gorda Isles. Schedule your private showing today.